     * {margin: 0px; padding: 0px}
    /* elements */
    body {border: 0; font-family: Verdana, Arial, Helvetica, sans-serif; background: url(); background-color: transparent; text-align: center; font-size: small; color: black; letter-spacing: 0.03em; }
    html>body { font-size: small;}
    strong, b {font-weight: bold;}
    br {line-height: 0.4em;}
    
    /* page sections  */
    div#wrap{text-align: center; width: 700px; background-color: white; text-align: left;} 
    div#imgPanel {display: none;}  
    div#bodyText {float: left; width: 650px; padding: 10px; background: url(); background-color:white; }
    div#infoPanel {display: none;}
            
    div#footer { clear: both; background-color: white; width: 700px; height: 20px;}
    div#footer p {margin: 0px 0px 10px 15px; color: black; font-size: 80%; padding: 2px 0px 2px 0px;}  

    /* fonts */
    p {font-size: 100%; letter-spacing: -0.009em; line-height: 140%; text-align: left; margin: 5px;}

    h1, h2, h3, h4, h5, h6 { font-weight: bold; text-align: left; margin: 5px;}
        h1 {font-size: 150%; line-height: 140%; margin-bottom: 0.4em;}
        h1.pageHeading {margin-top:10px;}
        h2 {font-size: 120%; line-height: 120%; margin-bottom: 0.4em ;}
        h3 {font-size: 100%; line-height: 140%;}
    a:link {color: #00008B; text-decoration: underline; font-weight: normal; outline: none;}
        a:visited {color: #00008B;}
        a:hover {color: #00008B; text-decoration: underline;}
        a:active {color: #00008B;}

    ul.bodyText {font-size: 100%; padding: 0; line-height: 145%; }
    ul.bodyText li {margin: 5px 0px 0px 18px; padding-left: 5px;} 
    p.announce {display: none;}